How do we handle money as a married couple?
Share the full picture of income, debts and goals, then agree on a system. Common ones are one joint account for household costs plus personal accounts, or everything joint. Set a budget, build an emergency fund and meet monthly. Avoid hidden debts and secret spending.
A simple system that works for many couples: one shared account for household bills, one personal account each for spending without explanation, and a monthly money chat. Agree on a limit above which you consult each other before buying.
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